Shawnee Mission, KS · Charter 61435
Q2 1998
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q3 1996 | Q4 1996 | Q1 1997 | Q2 1997 | Q3 1997 | Q4 1997 | Q1 1998 | Q2 1998 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | n/a | 5.31% | 5.05% | 5.01% | 5.06% | 5.05% | 4.78% | 4.90% | -10 bps | |
| Return on Equity | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Net Interest Margin | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Efficiency Ratio | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Growth | ||||||||||
| Asset Growth (YoY) | 7.67% | 5.67% | 7.67% | 8.73% | 9.53% | 9.95% | 14.16% | 13.85% | +512 bps | |
| Loan Growth (YoY) | 11.78% | 9.88% | 9.73% | 9.81% | 14.27% | 18.88% | 25.97% | 29.84% | +2,003 bps | |
| Share Growth (YoY) | 6.29% | 4.23% | 6.68% | 7.72% | 8.80% | 9.15% | 13.56% | 13.91% | +618 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.55% | 0.57% | 0.41% | 0.34% | 0.33% | 0.33% | 0.29% | 0.26% | -8 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.68% | 0.65% | 0.68% | 0.68% | 0.66% | 0.63% | 0.59% | 0.59% | -9 bps | |
| Capital | ||||||||||
| Risk-Based Capital | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Net Worth / Assets | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 81.33% | 82.12% | 79.80% | 81.04% | 85.42% | 89.44% | 88.53% | 92.37% | +1,134 bps | |
| Liquid Assets / Assets | 12.88% | 14.99% | 13.00% | 12.66% | 12.59% | 11.77% | 14.09% | 10.81% | -184 bps | |