Mansfield, OH · Charter 61383
NCUA · 1 branch
Q2 2026
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.24% | 0.12% | -0.16% | 0.02% | 0.06% | 0.14% | 0.05% | 0.07% | +5 bps | |
| Return on Equity | 2.40% | 1.19% | -1.63% | 0.21% | 0.62% | 1.52% | 0.52% | 0.76% | +55 bps | |
| Net Interest Margin | 3.62% | 3.56% | 3.50% | 3.62% | 3.63% | 3.59% | 3.75% | 3.78% | +17 bps | |
| Efficiency Ratio | 86.89% | 86.96% | 94.03% | 90.41% | 90.09% | 88.63% | 92.53% | 88.86% | -155 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -4.56% | -5.58% | -1.41% | 0.56% | 2.60% | 4.32% | 1.61% | 4.00% | +344 bps | |
| Loan Growth (YoY) | -6.78% | -8.57% | -7.75% | -6.93% | -6.54% | -6.13% | -8.30% | -9.44% | -251 bps | |
| Share Growth (YoY) | -6.74% | -6.47% | -2.15% | 0.01% | 2.49% | 3.25% | 0.67% | 3.52% | +351 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.15% | 0.28% | 0.05% | 0.00% | 0.07% | 0.16% | 0.08% | 0.00% | 0 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 9.86% | 9.67% | 9.52% | 9.63% | 9.59% | 9.41% | 9.56% | 9.43% | -20 bps | |
| Net Worth / Assets | 9.86% | 9.67% | 9.52% | 9.63% | 9.59% | 9.41% | 9.56% | 9.43% | -20 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 63.37% | 60.63% | 58.03% | 58.48% | 57.79% | 55.12% | 52.86% | 51.16% | -732 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |