Corpus Christi, TX · Charter 61306
NCUA · 2 branches
Q2 2026
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.49% | 0.52% | 0.59% | 0.59% | 0.71% | 0.80% | 0.96% | 0.97% | +38 bps | |
| Return on Equity | 6.09% | 6.34% | 7.26% | 7.27% | 8.48% | 9.62% | 11.59% | 11.81% | +455 bps | |
| Net Interest Margin | 3.13% | 3.16% | 3.33% | 3.40% | 3.53% | 3.47% | 3.59% | 3.51% | +11 bps | |
| Efficiency Ratio | 88.09% | 87.66% | 87.45% | 86.66% | 83.82% | 81.18% | 75.25% | 74.68% | -1,198 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 0.27% | 1.99% | 3.59% | 6.46% | 5.06% | 8.20% | 8.83% | 11.76% | +530 bps | |
| Loan Growth (YoY) | -3.46% | -1.12% | -0.35% | 2.74% | 7.25% | 5.08% | 3.63% | -0.24% | -298 bps | |
| Share Growth (YoY) | -0.50% | 1.19% | 3.23% | 6.13% | 4.83% | 8.35% | 8.65% | 12.28% | +614 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.04% | 0.12% | 0.03% | 0.10% | 0.09% | 0.09% | 0.23% | 0.23% | +14 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 8.12% | 8.13% | 8.08% | 8.12% | 8.37% | 8.29% | 8.27% | 8.20% | +8 bps | |
| Net Worth / Assets | 8.12% | 8.13% | 8.08% | 8.12% | 8.37% | 8.29% | 8.27% | 8.20% | +8 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 78.93% | 79.51% | 77.06% | 78.36% | 80.75% | 77.11% | 73.50% | 69.63% | -874 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |