Texas Bridge
Corpus Christi, TX · Charter 61306 · Peer group: credit unions under $1B in assets in TX (n=235)
NCUA · 2 branches
Q2 2026
$99.2MAssets
$62.9MLoans
$90.4MShares
$8.1MNet Worth
Executive Summary
- Strongest standing: return on equity outperforms 93% of credit unions under $1B in assets in TX (rank 17 of 235).
- Widest gap: equity / assets trails 97% of credit unions under $1B in assets in TX (rank 228 of 235).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
0.97%
Rank 70 of 235
Net Interest Margin
3.51%
Rank 155 of 235
Efficiency Ratio
74.69%
Rank 81 of 235
Equity / Assets
8.20%
Rank 228 of 235
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.97% | 0.17% | 0.57% | 1.10% | Beats 70% | 70 / 235 | |
| Return on Equity | 11.82% | 1.03% | 4.30% | 7.58% | Beats 93% | 17 / 235 | |
| Net Interest Margin | 3.51% | 3.32% | 3.89% | 4.35% | Beats 34% | 155 / 235 | |
| Efficiency Ratio | 74.69% | 70.60% | 82.00% | 91.57% | Beats 66% | 81 / 235 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.24% | 0.20% | 0.59% | 1.14% | Beats 74% | 63 / 235 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 8.20% | 11.30% | 14.41% | 19.49% | Beats 3% | 228 / 235 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 8.20% | 11.30% | 14.41% | 19.49% | Beats 3% | 228 / 235 | |
| Liquidity & Funding |
| Loans / Deposits | 69.63% | 54.18% | 67.38% | 81.66% | 53rd pctl | 110 / 235 | |
| Loans / Assets | 63.40% | 43.80% | 56.63% | 68.64% | 66th pctl | 80 / 235 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |