Bloomfield, CT · Charter 61265
NCUA · 1 branch
Q2 2026
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | -2.43% | -2.22% | -1.28% | -0.80% | -0.68% | -0.66% | -1.24% | -1.14% | -34 bps | |
| Return on Equity | -12.49% | -10.51% | -6.21% | -3.94% | -3.38% | -3.36% | -5.47% | -5.16% | -121 bps | |
| Net Interest Margin | 4.63% | 4.83% | 4.09% | 4.15% | 4.12% | 4.08% | 4.21% | 3.95% | -19 bps | |
| Efficiency Ratio | 89.63% | 96.35% | 131.33% | 119.39% | 116.61% | 116.27% | 129.31% | 128.97% | +958 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -28.00% | -34.30% | -29.10% | -17.26% | -7.28% | 3.52% | -11.37% | -11.67% | +560 bps | |
| Loan Growth (YoY) | -6.78% | -19.66% | -24.53% | -7.18% | -6.80% | -3.79% | -15.29% | -39.57% | -3,239 bps | |
| Share Growth (YoY) | -31.37% | -38.87% | -32.82% | -20.45% | -8.28% | 5.26% | -13.34% | -13.66% | +679 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 2.63% | 2.71% | 2.91% | 2.49% | 2.82% | 2.82% | 3.43% | 4.13% | +163 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 19.48% | 21.15% | 20.63% | 20.40% | 20.28% | 19.77% | 22.56% | 22.21% | +181 bps | |
| Net Worth / Assets | 19.48% | 21.15% | 20.63% | 20.40% | 20.28% | 19.77% | 22.56% | 22.21% | +181 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 57.06% | 62.00% | 57.06% | 65.75% | 57.98% | 56.67% | 55.77% | 46.02% | -1,973 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |