Kief Protective Mutual Benefit Ass. Bloomfield, CT · Charter 61265 · Peer group: credit unions under $1B in assets in the Buffalo-Cheektowaga, NY area (n=60)
NCUA · 1 branch
Q2 2026
$605K Assets
$216K Loans
$469K Shares
$134K Net Worth
Executive Summary Strongest standing: nonperforming loans / loans outperforms 100% of credit unions under $1B in assets in the Buffalo-Cheektowaga, NY area (rank 3 of 60). Widest gap: efficiency ratio trails 97% of credit unions under $1B in assets in the Buffalo-Cheektowaga, NY area (rank 59 of 60). Overall: at or above the peer median on 4 of 7 directional measures. Return on Assets
-0.99%
Rank 57 of 60
Net Interest Margin
3.97%
Rank 17 of 60
Efficiency Ratio
125.00%
Rank 59 of 60
Equity / Assets
22.15%
Rank 9 of 60
Metric Your Credit Union Peer 25th Peer Median Peer 75th Standing Rank 8-Qtr Trend Peer Position Earnings Return on Assets -0.99% 0.35% 0.84% 1.37% Beats 5% 57 / 60 Return on Equity -4.48% 2.76% 6.36% 10.04% Beats 5% 57 / 60 Net Interest Margin 3.97% 3.02% 3.63% 4.05% Beats 72% 17 / 60 Efficiency Ratio 125.00% 67.68% 77.48% 89.33% Beats 3% 59 / 60 Asset Quality Nonperforming Loans / Loans 0.00% 0.32% 0.64% 1.44% Beats 100% 3 / 60 Net Charge-Offs / Loans n/a Not reported for this institution Capital Tier 1 Capital Ratio 22.15% 10.72% 13.16% 17.68% Beats 85% 9 / 60 Total Risk-Based Capital Ratio n/a Not reported for this institution Equity / Assets 22.15% 10.72% 13.16% 17.68% Beats 85% 9 / 60 Liquidity & Funding Loans / Deposits 46.06% 43.79% 55.03% 72.55% 30th pctl 42 / 60 Loans / Assets 35.70% 36.50% 47.22% 58.67% 20th pctl 48 / 60 Brokered Deposits / Deposits n/a Not reported for this institution
Source: NCUA 5300 Call Report, as filed. Dollar figures derived from reported amounts in thousands. Ratios computed by CallReports.ai using published regulatory formulas. Peer statistics computed across credit unions under $1B in assets in the Buffalo-Cheektowaga, NY area; percentile is the share of peers with a lower reported value. Each ratio is ranked only among the institutions that reported it, so the denominator in the Rank column varies by measure. Income-statement figures on this page are year-to-date as filed, annualized, because the peer percentiles are computed on that basis. Performance Trends defaults to the discrete quarter, so the same measure can read differently there in any quarter but the first, where year-to-date and the quarter cover the same period. Peer comparisons use ratios standardized identically across all institutions and can differ from as-filed figures. Subchapter S banks are restated to an after-tax equivalent at 21.50%, the median effective tax rate of the 2,758 C-corporation banks filing for this quarter. The rate is recomputed each quarter, and C-corporation figures are unchanged. Peer groups below the disclosure floor are suppressed.
CallReports · callreports.ai · Peer Comparison Generated 2026-10-11