CRMC Employees
Douglas, GA · Charter 61262 · Peer group: credit unions under $1B in assets (n=1,748-1,753)
NCUA · 1 branch
Q2 2024
$3.0MAssets
$2.0MLoans
$2.3MShares
$625KNet Worth
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 90% of credit unions under $1B in assets (rank 173 of 1753).
- Widest gap: nonperforming loans / loans trails 83% of credit unions under $1B in assets (rank 1447 of 1748).
- Overall: at or above the peer median on 6 of 7 directional measures.
Return on Assets
1.68%
Rank 196 of 1,753
Net Interest Margin
4.63%
Rank 248 of 1,752
Efficiency Ratio
61.11%
Rank 212 of 1,748
Equity / Assets
20.98%
Rank 172 of 1,752
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.68% | 0.23% | 0.68% | 1.19% | Beats 89% | 196 / 1,753 | n/a | |
| Return on Equity | 8.00% | 1.80% | 5.29% | 9.05% | Beats 69% | 548 / 1,750 | n/a | |
| Net Interest Margin | 4.63% | 2.98% | 3.54% | 4.20% | Beats 86% | 248 / 1,752 | n/a | |
| Efficiency Ratio | 61.11% | 69.58% | 78.86% | 88.33% | Beats 88% | 212 / 1,748 | n/a | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.63% | 0.22% | 0.59% | 1.20% | Beats 17% | 1,447 / 1,748 | n/a | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 20.97% | 9.91% | 12.21% | 15.57% | Beats 90% | 173 / 1,753 | n/a | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 20.98% | 9.91% | 12.21% | 15.57% | Beats 90% | 172 / 1,752 | n/a | |
| Liquidity & Funding |
| Loans / Deposits | 83.85% | 55.88% | 73.01% | 86.61% | 70th pctl | 519 / 1,750 | n/a | |
| Loans / Assets | 65.76% | 48.21% | 62.51% | 73.23% | 57th pctl | 759 / 1,752 | n/a | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |