Achieve Financial Berlin, CT · Charter 61256 · Peer group: credit unions under $1B in assets in the Hartford-West Hartford-East Hartford, CT area (n=18)
NCUA · 3 branches
Q2 2026
$176.0M Assets
$103.1M Loans
$161.4M Shares
$14.7M Net Worth
Executive Summary Strongest standing: net interest margin outperforms 67% of credit unions under $1B in assets in the Hartford-West Hartford-East Hartford, CT area (rank 6 of 18). Widest gap: return on equity trails 100% of credit unions under $1B in assets in the Hartford-West Hartford-East Hartford, CT area (rank 18 of 18). Overall: at or above the peer median on 1 of 7 directional measures. Return on Assets
-0.85%
Rank 18 of 18
Net Interest Margin
4.07%
Rank 6 of 18
Efficiency Ratio
90.51%
Rank 16 of 18
Equity / Assets
8.37%
Rank 17 of 18
Metric Your Credit Union Peer 25th Peer Median Peer 75th Standing Rank 8-Qtr Trend Peer Position Earnings Return on Assets -0.85% 0.58% 0.88% 1.13% Beats 0% 18 / 18 Return on Equity -10.18% 4.98% 8.55% 10.26% Beats 0% 18 / 18 Net Interest Margin 4.07% 3.06% 3.69% 4.15% Beats 67% 6 / 18 Efficiency Ratio 90.51% 72.94% 75.86% 86.25% Beats 17% 16 / 18 Asset Quality Nonperforming Loans / Loans 2.30% 0.28% 0.89% 1.47% Beats 11% 17 / 18 Net Charge-Offs / Loans n/a Not reported for this institution Capital Tier 1 Capital Ratio 8.38% 9.40% 10.43% 11.60% Beats 6% 17 / 18 Total Risk-Based Capital Ratio n/a Not reported for this institution Equity / Assets 8.37% 9.40% 10.43% 11.60% Beats 6% 17 / 18 Liquidity & Funding Loans / Deposits 63.87% 41.55% 63.87% 69.63% 56th pctl 8 / 18 Loans / Assets 58.56% 37.52% 56.45% 62.95% 56th pctl 8 / 18 Brokered Deposits / Deposits n/a Not reported for this institution
Source: NCUA 5300 Call Report, as filed. Dollar figures derived from reported amounts in thousands. Ratios computed by CallReports.ai using published regulatory formulas. Peer statistics computed across credit unions under $1B in assets in the Hartford-West Hartford-East Hartford, CT area; percentile is the share of peers with a lower reported value. Each ratio is ranked only among the institutions that reported it, so the denominator in the Rank column varies by measure. Income-statement figures on this page are year-to-date as filed, annualized, because the peer percentiles are computed on that basis. Performance Trends defaults to the discrete quarter, so the same measure can read differently there in any quarter but the first, where year-to-date and the quarter cover the same period. Peer comparisons use ratios standardized identically across all institutions and can differ from as-filed figures. Subchapter S banks are restated to an after-tax equivalent at 21.50%, the median effective tax rate of the 2,758 C-corporation banks filing for this quarter. The rate is recomputed each quarter, and C-corporation figures are unchanged. Peer groups below the disclosure floor are suppressed.
CallReports · callreports.ai · Peer Comparison Generated 2026-10-11