Wes
Willoughby, OH · Charter 61233 · Peer group: credit unions under $1B in assets in the Cleveland, OH area (n=39)
NCUA · 1 branch
Q2 2026
$14.3MAssets
$3.1MLoans
$12.8MShares
$1.5MNet Worth
Executive Summary
- Strongest standing: return on equity outperforms 92% of credit unions under $1B in assets in the Cleveland, OH area (rank 3 of 39).
- Widest gap: equity / assets trails 74% of credit unions under $1B in assets in the Cleveland, OH area (rank 29 of 39).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
1.09%
Rank 6 of 39
Net Interest Margin
4.03%
Rank 14 of 39
Efficiency Ratio
72.35%
Rank 8 of 39
Equity / Assets
10.20%
Rank 29 of 39
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.09% | 0.13% | 0.49% | 0.87% | Beats 85% | 6 / 39 | | |
| Return on Equity | 10.70% | 1.01% | 4.09% | 7.61% | Beats 92% | 3 / 39 | | |
| Net Interest Margin | 4.03% | 3.28% | 3.83% | 4.18% | Beats 64% | 14 / 39 | | |
| Efficiency Ratio | 72.35% | 76.45% | 81.64% | 91.75% | Beats 82% | 8 / 39 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.88% | 0.15% | 0.61% | 1.88% | Beats 26% | 30 / 39 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 10.20% | 10.00% | 12.89% | 19.36% | Beats 26% | 29 / 39 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 10.20% | 10.00% | 12.89% | 19.36% | Beats 26% | 29 / 39 | | |
| Liquidity & Funding |
| Loans / Deposits | 24.40% | 45.46% | 53.28% | 74.29% | 5th pctl | 37 / 39 | | |
| Loans / Assets | 21.93% | 36.24% | 44.98% | 63.66% | 5th pctl | 37 / 39 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |