Acme Continental
Riverdale, IL · Charter 61230 · Peer group: credit unions under $1B in assets in the Chicago-Naperville-Elgin, IL-IN area (n=93-96)
NCUA · 1 branch
Q2 2026
$62.5MAssets
$26.5MLoans
$51.2MShares
$10.7MNet Worth
Executive Summary
- Strongest standing: efficiency ratio outperforms 67% of credit unions under $1B in assets in the Chicago-Naperville-Elgin, IL-IN area (rank 34 of 96).
- Widest gap: return on equity trails 65% of credit unions under $1B in assets in the Chicago-Naperville-Elgin, IL-IN area (rank 62 of 95).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
0.30%
Rank 57 of 96
Net Interest Margin
3.55%
Rank 50 of 96
Efficiency Ratio
76.56%
Rank 34 of 96
Equity / Assets
17.09%
Rank 33 of 96
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.30% | -0.02% | 0.42% | 1.03% | Beats 41% | 57 / 96 | | |
| Return on Equity | 1.78% | -0.11% | 2.94% | 6.89% | Beats 35% | 62 / 95 | | |
| Net Interest Margin | 3.55% | 3.01% | 3.57% | 4.27% | Beats 48% | 50 / 96 | | |
| Efficiency Ratio | 76.56% | 73.45% | 82.91% | 96.61% | Beats 67% | 34 / 96 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.55% | 0.08% | 0.86% | 1.63% | Beats 62% | 36 / 93 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 17.09% | 11.79% | 15.23% | 18.93% | Beats 66% | 33 / 96 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 17.09% | 11.79% | 15.23% | 18.93% | Beats 66% | 33 / 96 | | |
| Liquidity & Funding |
| Loans / Deposits | 51.86% | 32.14% | 50.03% | 67.81% | 56th pctl | 42 / 96 | | |
| Loans / Assets | 42.48% | 23.12% | 42.50% | 56.24% | 49th pctl | 49 / 96 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |