Chicago, IL · Charter 61209
NCUA · 1 branch
Q2 2026
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 2.22% | 1.29% | 0.84% | 1.25% | 1.34% | 0.68% | 1.14% | 1.30% | +5 bps | |
| Return on Equity | 13.70% | 8.40% | 5.62% | 8.17% | 8.83% | 4.62% | 8.09% | 9.18% | +102 bps | |
| Net Interest Margin | 4.05% | 3.22% | 3.67% | 3.66% | 3.53% | 2.88% | 3.21% | 3.18% | -48 bps | |
| Efficiency Ratio | 48.39% | 61.29% | 74.13% | 64.43% | 60.63% | 74.73% | 60.89% | 56.36% | -807 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 0.15% | 4.29% | 7.98% | 8.79% | 12.03% | 9.79% | 12.53% | 14.36% | +557 bps | |
| Loan Growth (YoY) | 12.15% | 6.00% | 3.09% | 2.32% | 0.26% | 2.74% | -0.06% | 0.21% | -211 bps | |
| Share Growth (YoY) | -1.33% | 4.99% | 8.27% | 9.40% | 13.44% | 10.70% | 13.77% | 14.70% | +530 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.05% | 0.13% | 0.11% | 0.15% | 0.12% | 0.14% | 0.03% | 0.07% | -8 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 16.21% | 15.39% | 15.02% | 15.31% | 15.18% | 14.69% | 14.08% | 14.11% | -120 bps | |
| Net Worth / Assets | 16.21% | 15.39% | 15.02% | 15.31% | 15.18% | 14.69% | 14.08% | 14.11% | -120 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 89.36% | 84.30% | 80.68% | 81.23% | 78.98% | 78.24% | 70.87% | 70.98% | -1,026 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |