Moline, IL · Charter 61093
NCUA · 5 branches
Q2 2026
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | -0.01% | -0.51% | 1.69% | 0.79% | 0.65% | 0.63% | 0.02% | 0.23% | -56 bps | |
| Return on Equity | -0.12% | -6.40% | 20.68% | 9.91% | 8.03% | 7.79% | 0.30% | 2.89% | -702 bps | |
| Net Interest Margin | 2.12% | 2.46% | 3.06% | 2.69% | 2.91% | 2.84% | 2.57% | 2.63% | -6 bps | |
| Efficiency Ratio | 95.36% | 93.43% | 57.92% | 71.27% | 62.30% | 65.52% | 83.39% | 80.42% | +916 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 5.09% | 4.87% | 6.12% | 12.65% | 7.27% | 6.30% | 4.17% | 3.92% | -873 bps | |
| Loan Growth (YoY) | 4.41% | 6.65% | 10.82% | 13.44% | 11.32% | 8.21% | 6.17% | 9.65% | -379 bps | |
| Share Growth (YoY) | 9.68% | 10.14% | 8.37% | 14.30% | 7.31% | 7.42% | 8.96% | 5.88% | -842 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 2.93% | 3.08% | 2.04% | 2.18% | 1.62% | 1.70% | 1.54% | 1.59% | -60 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 8.72% | 8.00% | 8.17% | 7.99% | 8.05% | 8.07% | 8.07% | 8.04% | +5 bps | |
| Net Worth / Assets | 8.72% | 8.00% | 8.17% | 7.99% | 8.05% | 8.07% | 8.07% | 8.04% | +5 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 94.89% | 94.75% | 98.09% | 96.66% | 98.44% | 95.45% | 95.57% | 100.10% | +344 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |