Columbia Post Office
Columbia, SC · Charter 61065 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 2 branches
Q2 2026
$25.2MAssets
$3.6MLoans
$19.0MShares
$6.1MNet Worth
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 93% of credit unions under $1B in assets (rank 110 of 1683).
- Widest gap: net interest margin trails 95% of credit unions under $1B in assets (rank 1594 of 1683).
- Overall: at or above the peer median on 5 of 7 directional measures.
Return on Assets
0.89%
Rank 694 of 1,683
Net Interest Margin
2.62%
Rank 1,594 of 1,683
Efficiency Ratio
66.77%
Rank 353 of 1,682
Equity / Assets
24.31%
Rank 110 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.89% | 0.35% | 0.74% | 1.18% | Beats 59% | 694 / 1,683 | | |
| Return on Equity | 3.66% | 2.67% | 5.89% | 8.74% | Beats 33% | 1,132 / 1,681 | | |
| Net Interest Margin | 2.62% | 3.31% | 3.82% | 4.32% | Beats 5% | 1,594 / 1,683 | | |
| Efficiency Ratio | 66.77% | 68.91% | 78.20% | 86.93% | Beats 79% | 353 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.28% | 0.26% | 0.65% | 1.29% | Beats 74% | 438 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 24.31% | 10.44% | 12.89% | 16.53% | Beats 93% | 110 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 24.31% | 10.44% | 12.89% | 16.53% | Beats 93% | 110 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 18.97% | 52.61% | 69.38% | 83.50% | 2nd pctl | 1,654 / 1,683 | | |
| Loans / Assets | 14.35% | 44.71% | 59.18% | 70.72% | 2nd pctl | 1,656 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |