Energize
Oklahoma City, OK · Charter 60994 · Peer group: credit unions under $1B in assets in the Oklahoma City, OK area (n=17)
NCUA · 1 branch
Q2 2026
$25.4MAssets
$19.2MLoans
$21.8MShares
$3.5MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 71% of credit unions under $1B in assets in the Oklahoma City, OK area (rank 5 of 17).
- Widest gap: nonperforming loans / loans trails 65% of credit unions under $1B in assets in the Oklahoma City, OK area (rank 12 of 17).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
0.50%
Rank 9 of 17
Net Interest Margin
4.62%
Rank 5 of 17
Efficiency Ratio
90.34%
Rank 10 of 17
Equity / Assets
13.83%
Rank 8 of 17
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.50% | 0.09% | 0.50% | 0.87% | Beats 47% | 9 / 17 | | |
| Return on Equity | 3.59% | 0.57% | 3.59% | 5.86% | Beats 47% | 9 / 17 | | |
| Net Interest Margin | 4.62% | 3.47% | 3.95% | 4.62% | Beats 71% | 5 / 17 | | |
| Efficiency Ratio | 90.34% | 72.40% | 84.09% | 93.29% | Beats 47% | 10 / 17 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.81% | 0.24% | 0.51% | 0.96% | Beats 35% | 12 / 17 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 13.83% | 9.54% | 12.63% | 17.12% | Beats 53% | 8 / 17 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 13.83% | 9.54% | 12.63% | 17.12% | Beats 53% | 8 / 17 | | |
| Liquidity & Funding |
| Loans / Deposits | 88.25% | 65.22% | 80.30% | 85.86% | 82nd pctl | 3 / 17 | | |
| Loans / Assets | 75.70% | 51.37% | 68.04% | 74.15% | 76th pctl | 4 / 17 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |