PackageTrendsPeer
Letter portraitLegal landscape

Caballeros de San Juan

Chicago, IL · Charter 60983

Q4 2000

Board Package

Performance Trends and Peer Comparison

Part 1Performance Trends, own institution only2
Part 2Peer Comparison, not published for this institution and quartern/a

Basis

Quarter: Q4 2000, the quarter ended December 31, 2000, on both parts.

Income statement: year to date as filed, annualized, on both parts.

Balance sheet: as filed at quarter end.

Peer group

No peer standings are published for this institution and quarter.

Peer groups below the disclosure floor are suppressed.

Source: NCUA 5300 Call Report, as filed. Dollar figures derived from reported amounts in thousands. Ratios computed by CallReports.ai using published regulatory formulas.

CallReports · callreports.ai · Board PackageGenerated 2026-10-11

Caballeros de San Juan

Chicago, IL · Charter 60983

Q4 2000

$14.6MAssets
$5.5MLoans
$13.8MShares
$650KNet Worth

Executive Summary

  • Earnings: ROA of -2.70%, down 515 bps year over year; NIM at 5.11%.
  • Asset quality: problem loans at 3.25% of loans (+86 bps YoY).
  • Capital: net worth / assets of 4.45%.
  • Funding: loans stand at 39.71% of shares as of Q4 2000.

Return on Assets (YTD, annualized)

-2.70%-515 bps YoY

Net Interest Margin (YTD, annualized)

5.11%

Efficiency Ratio (YTD, annualized)

138.53%

Net Worth / Assets

4.45%
n/a

Year to date, annualized, through each quarter.

MetricQ2 1997Q4 1997Q2 1998Q4 1998Q2 1999Q4 1999Q2 2000Q4 2000YoY ΔTrend
Earnings
Return on Assets4.94%2.73%2.34%2.45%1.86%-0.04%0.21%-2.70%-515 bps
Return on Equityn/an/an/an/an/an/an/a-60.70%n/an/a
Net Interest Marginn/an/an/an/an/a4.63%4.36%5.11%n/a
Efficiency Ration/an/an/an/an/a97.67%86.79%138.53%n/a
Growth
Asset Growth (YoY)4.72%10.82%10.83%11.78%12.48%2.05%2.84%-8.24%-2,001 bps
Loan Growth (YoY)-2.00%6.57%18.17%28.29%27.20%23.12%8.07%3.11%-2,519 bps
Share Growth (YoY)3.04%10.47%11.35%13.27%13.96%2.38%3.65%-6.30%-1,956 bps
Asset Quality
Delinquent Loans / Loans2.40%2.61%1.83%2.39%2.85%3.09%1.73%3.25%+86 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance / Loans1.48%1.33%0.99%1.11%0.72%0.97%1.33%3.59%+249 bps
Capital
Risk-Based Capitaln/an/an/an/an/an/an/a4.45%n/an/a
Net Worth / Assetsn/an/an/an/an/an/an/a4.45%n/an/a
Liquidity & Funding
Loans / Shares30.23%31.07%31.23%36.09%33.74%37.37%32.56%39.71%+362 bps
Liquid Assets / Assets48.44%61.64%63.78%56.66%58.42%54.72%29.56%44.68%-1,199 bps