PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Meigs County Bank

Decatur, TN · Cert 6094

FDIC

Q3 1999

$122.3MAssets
$87.6MLoans
$111.3MDeposits
n/aEquity

Executive Summary

  • Earnings: ROA of 1.39%, up 12 bps year over year.
  • Asset quality: problem loans at 0.00% of loans (0 bps YoY).
  • Funding: loans stand at 78.76% of deposits as of Q3 1999.

Return on Assets (YTD, annualized)

1.39%+12 bps YoY

Net Interest Margin (YTD, annualized)

n/a
n/a

Efficiency Ratio (YTD, annualized)

n/a
n/a

Tier 1 Leverage Ratio

n/a
n/a

Year to date, annualized, through each quarter.

MetricQ4 1997Q1 1998Q2 1998Q3 1998Q4 1998Q1 1999Q2 1999Q3 1999YoY ΔTrend
Earnings
Return on Assets1.26%1.26%1.26%1.26%0.79%1.46%1.40%1.39%+12 bps
Return on Equityn/an/an/an/an/an/an/an/an/an/a
Net Interest Marginn/an/an/an/an/an/an/an/an/an/a
Efficiency Ration/an/an/an/an/an/an/an/an/an/a
Non-Interest Burdenn/an/an/an/an/an/an/an/an/an/a
Growth
Asset Growth (YoY)14.96%12.42%13.92%16.54%17.28%15.56%11.12%10.57%-597 bps
Loan Growth (YoY)24.96%27.62%27.08%20.56%14.56%11.46%9.72%10.73%-982 bps
Deposit Growth (YoY)15.37%12.30%14.12%16.74%18.09%15.99%10.70%9.79%-695 bps
Asset Quality
Nonperforming Loans / Loans0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance Coverage of NPLsn/an/an/an/an/an/an/an/an/an/a
Capital
Tier 1 Leverage Ration/an/an/an/an/an/an/an/an/an/a
Total Risk-Based Capitaln/an/an/an/an/an/an/an/an/an/a
Equity / Assetsn/an/an/an/an/an/an/an/an/an/a
Liquidity & Funding
Loans / Deposits77.76%75.69%79.11%78.09%75.44%72.73%78.42%78.76%+67 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
CRE / Total Capitaln/an/an/an/an/an/an/an/an/an/a