Park Manor Christian Church
Chicago, IL · Charter 60923 · Peer group: credit unions under $1B in assets in the Chicago-Naperville-Elgin, IL-IN area (n=93-96)
NCUA · 2 branches
Q2 2026
$1.5MAssets
$267KLoans
$741KShares
$227KNet Worth
Executive Summary
- Strongest standing: return on equity outperforms 97% of credit unions under $1B in assets in the Chicago-Naperville-Elgin, IL-IN area (rank 3 of 95).
- Widest gap: nonperforming loans / loans trails 97% of credit unions under $1B in assets in the Chicago-Naperville-Elgin, IL-IN area (rank 91 of 93).
- Overall: at or above the peer median on 5 of 7 directional measures.
Return on Assets
2.97%
Rank 4 of 96
Net Interest Margin
2.97%
Rank 75 of 96
Efficiency Ratio
71.62%
Rank 22 of 96
Equity / Assets
15.32%
Rank 47 of 96
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 2.97% | -0.02% | 0.42% | 1.03% | Beats 96% | 4 / 96 | | |
| Return on Equity | 19.38% | -0.11% | 2.94% | 6.89% | Beats 97% | 3 / 95 | | |
| Net Interest Margin | 2.97% | 3.01% | 3.57% | 4.27% | Beats 22% | 75 / 96 | | |
| Efficiency Ratio | 71.62% | 73.45% | 82.91% | 96.61% | Beats 78% | 22 / 96 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 11.24% | 0.08% | 0.86% | 1.63% | Beats 3% | 91 / 93 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 15.32% | 11.79% | 15.23% | 18.93% | Beats 51% | 47 / 96 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 15.32% | 11.79% | 15.23% | 18.93% | Beats 51% | 47 / 96 | | |
| Liquidity & Funding |
| Loans / Deposits | 36.03% | 32.14% | 50.03% | 67.81% | 28th pctl | 69 / 96 | | |
| Loans / Assets | 18.02% | 23.12% | 42.50% | 56.24% | 15th pctl | 82 / 96 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |