Peoria, IL · Charter 60873
NCUA · 1 branch
Q2 2026
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 2.27% | 2.22% | 1.24% | 1.75% | 1.90% | 1.81% | 0.81% | 1.17% | -59 bps | |
| Return on Equity | 11.63% | 11.14% | 6.20% | 8.46% | 8.81% | 8.38% | 3.66% | 5.51% | -295 bps | |
| Net Interest Margin | 4.48% | 4.56% | 4.31% | 4.48% | 4.54% | 4.51% | 4.20% | 4.11% | -37 bps | |
| Efficiency Ratio | 54.50% | 55.08% | 69.06% | 61.67% | 62.42% | 60.01% | 79.76% | 58.30% | -336 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -2.42% | -0.69% | 1.27% | -0.56% | -0.97% | 0.08% | -3.56% | 1.64% | +220 bps | |
| Loan Growth (YoY) | -15.13% | -12.43% | -4.91% | 1.84% | -2.10% | -5.37% | -9.09% | -11.67% | -1,352 bps | |
| Share Growth (YoY) | -5.30% | -3.36% | -0.89% | -3.19% | -3.48% | -1.87% | -6.15% | 1.03% | +422 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 1.45% | 0.85% | 1.42% | 1.42% | 1.44% | 1.96% | 2.48% | 1.66% | +23 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.24% | 0.34% | 0.25% | 0.32% | 0.42% | 0.32% | 0.42% | 0.44% | +13 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 19.53% | 19.97% | 20.07% | 20.73% | 21.56% | 21.53% | 22.22% | 21.22% | +49 bps | |
| Net Worth / Assets | 19.53% | 19.97% | 20.07% | 20.73% | 21.56% | 21.53% | 22.22% | 21.22% | +49 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 68.21% | 68.93% | 69.24% | 68.96% | 69.19% | 66.48% | 67.08% | 60.29% | -867 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |