Community Credit Union of Florida
Rockledge, FL · Charter 60816 · Peer group: credit unions $1B-$10B in assets (n=435)
NCUA · 8 branches
Q2 2026
$1.4BAssets
$1.1BLoans
$1.2BShares
$162.7MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 94% of credit unions $1B-$10B in assets (rank 26 of 435).
- Widest gap: return on equity trails 80% of credit unions $1B-$10B in assets (rank 350 of 435).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
0.50%
Rank 345 of 435
Net Interest Margin
3.21%
Rank 269 of 435
Efficiency Ratio
75.83%
Rank 296 of 435
Equity / Assets
11.25%
Rank 185 of 435
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.50% | 0.55% | 0.81% | 1.14% | Beats 21% | 345 / 435 | |
| Return on Equity | 4.42% | 5.12% | 7.41% | 9.70% | Beats 20% | 350 / 435 | |
| Net Interest Margin | 3.21% | 3.01% | 3.39% | 3.75% | Beats 38% | 269 / 435 | |
| Efficiency Ratio | 75.83% | 65.25% | 71.39% | 77.86% | Beats 32% | 296 / 435 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.22% | 0.45% | 0.69% | 1.05% | Beats 94% | 26 / 435 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 11.25% | 9.81% | 10.84% | 12.63% | Beats 57% | 185 / 435 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 11.25% | 9.81% | 10.84% | 12.63% | Beats 57% | 185 / 435 | |
| Liquidity & Funding |
| Loans / Deposits | 92.73% | 78.33% | 88.38% | 95.61% | 64th pctl | 157 / 435 | |
| Loans / Assets | 78.65% | 67.69% | 74.58% | 80.80% | 64th pctl | 155 / 435 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |