Georgetown Kraft
Georgetown, SC · Charter 60791 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 6 branches
Q2 2026
$191.9MAssets
$109.6MLoans
$155.4MShares
$35.8MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 91% of credit unions under $1B in assets (rank 155 of 1683).
- Widest gap: nonperforming loans / loans trails 65% of credit unions under $1B in assets (rank 1088 of 1682).
- Overall: at or above the peer median on 6 of 7 directional measures.
Return on Assets
1.59%
Rank 206 of 1,683
Net Interest Margin
4.94%
Rank 155 of 1,683
Efficiency Ratio
72.98%
Rank 590 of 1,682
Equity / Assets
18.67%
Rank 291 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.59% | 0.35% | 0.74% | 1.18% | Beats 88% | 206 / 1,683 | | |
| Return on Equity | 8.50% | 2.67% | 5.89% | 8.74% | Beats 73% | 448 / 1,681 | | |
| Net Interest Margin | 4.94% | 3.31% | 3.82% | 4.32% | Beats 91% | 155 / 1,683 | | |
| Efficiency Ratio | 72.98% | 68.91% | 78.20% | 86.93% | Beats 65% | 590 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.95% | 0.26% | 0.65% | 1.29% | Beats 35% | 1,088 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 18.67% | 10.44% | 12.89% | 16.53% | Beats 83% | 291 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 18.67% | 10.44% | 12.89% | 16.53% | Beats 83% | 291 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 70.54% | 52.61% | 69.38% | 83.50% | 52nd pctl | 809 / 1,683 | | |
| Loans / Assets | 57.10% | 44.71% | 59.18% | 70.72% | 46th pctl | 913 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |