PackageTrendsPeer
Letter portraitLegal landscape

Mossberg & Sons Employees

North Haven, CT · Charter 60746

Q2 2000

Board Package

Performance Trends and Peer Comparison

Part 1Performance Trends, own institution only2
Part 2Peer Comparison, not published for this institution and quartern/a

Basis

Quarter: Q2 2000, the quarter ended June 30, 2000, on both parts.

Income statement: year to date as filed, annualized, on both parts.

Balance sheet: as filed at quarter end.

Peer group

No peer standings are published for this institution and quarter.

Peer groups below the disclosure floor are suppressed.

Source: NCUA 5300 Call Report, as filed. Dollar figures derived from reported amounts in thousands. Ratios computed by CallReports.ai using published regulatory formulas.

CallReports · callreports.ai · Board PackageGenerated 2026-10-11

Mossberg & Sons Employees

North Haven, CT · Charter 60746

Q2 2000

$446KAssets
$344KLoans
$400KShares
n/aNet Worth

Executive Summary

  • Earnings: ROA of 1.11%, down 176 bps year over year; NIM at 7.87%.
  • Asset quality: problem loans at 5.67% of loans (-465 bps YoY).
  • Funding: loans stand at 85.92% of shares as of Q2 2000.

Return on Assets (YTD, annualized)

1.11%-176 bps YoY

Net Interest Margin (YTD, annualized)

7.87%

Efficiency Ratio (YTD, annualized)

74.16%

Net Worth / Assets

n/a
n/a

Year to date, annualized, through each quarter.

MetricQ4 1996Q2 1997Q4 1997Q2 1998Q4 1998Q2 1999Q4 1999Q2 2000YoY ΔTrend
Earnings
Return on Assets2.36%2.18%1.84%2.87%-0.76%2.61%0.00%1.11%-176 bps
Return on Equityn/an/an/an/an/an/an/an/an/an/a
Net Interest Marginn/an/an/an/an/an/a6.97%7.87%n/a
Efficiency Ration/an/an/an/an/an/a78.65%74.16%n/a
Growth
Asset Growth (YoY)-14.82%-12.46%-8.00%0.34%3.54%-0.94%1.19%-9.89%-1,023 bps
Loan Growth (YoY)-11.21%-12.37%-11.67%19.03%42.28%10.39%20.99%1.47%-1,756 bps
Share Growth (YoY)-16.89%-14.01%-8.49%0.26%7.47%2.06%4.28%-8.68%-894 bps
Asset Quality
Delinquent Loans / Loans3.29%3.77%9.26%10.32%9.38%3.15%2.03%5.67%-465 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance / Loans2.73%1.48%2.34%0.37%5.34%1.06%2.68%3.37%+300 bps
Capital
Risk-Based Capitaln/an/an/an/an/an/an/an/an/an/a
Net Worth / Assetsn/an/an/an/an/an/an/an/an/an/a
Liquidity & Funding
Loans / Shares63.59%68.44%65.66%77.33%84.19%74.02%76.19%85.92%+859 bps
Liquid Assets / Assets37.27%35.95%35.69%29.68%22.74%27.62%27.09%21.43%-825 bps