Rome Kraft Employees
Coosa, GA · Charter 60707 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$23.0MAssets
$16.8MLoans
$17.3MShares
$5.7MNet Worth
Executive Summary
- Strongest standing: efficiency ratio outperforms 95% of credit unions under $1B in assets (rank 93 of 1682).
- Widest gap: net interest margin trails 50% of credit unions under $1B in assets (rank 838 of 1683).
- Overall: at or above the peer median on 7 of 7 directional measures.
Return on Assets
1.88%
Rank 99 of 1,683
Net Interest Margin
3.82%
Rank 838 of 1,683
Efficiency Ratio
53.46%
Rank 93 of 1,682
Equity / Assets
24.71%
Rank 108 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.88% | 0.35% | 0.74% | 1.18% | Beats 94% | 99 / 1,683 | | |
| Return on Equity | 7.62% | 2.67% | 5.89% | 8.74% | Beats 66% | 568 / 1,681 | | |
| Net Interest Margin | 3.82% | 3.31% | 3.82% | 4.32% | Beats 50% | 838 / 1,683 | | |
| Efficiency Ratio | 53.46% | 68.91% | 78.20% | 86.93% | Beats 95% | 93 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.49% | 0.26% | 0.65% | 1.29% | Beats 60% | 673 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 24.71% | 10.44% | 12.89% | 16.53% | Beats 94% | 108 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 24.71% | 10.44% | 12.89% | 16.53% | Beats 94% | 108 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 97.41% | 52.61% | 69.38% | 83.50% | 95th pctl | 84 / 1,683 | | |
| Loans / Assets | 73.20% | 44.71% | 59.18% | 70.72% | 80th pctl | 332 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |