Tucson, AZ · Charter 60695
Q2 1999
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q3 1997 | Q4 1997 | Q1 1998 | Q2 1998 | Q3 1998 | Q4 1998 | Q1 1999 | Q2 1999 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 3.78% | 3.63% | 4.62% | 4.44% | 4.04% | 4.26% | 4.59% | 4.05% | -39 bps | |
| Return on Equity | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Net Interest Margin | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Efficiency Ratio | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Growth | ||||||||||
| Asset Growth (YoY) | 72.21% | 58.61% | 39.84% | 22.95% | 25.27% | 0.80% | -8.42% | -10.63% | -3,357 bps | |
| Loan Growth (YoY) | 4.36% | 6.34% | 5.15% | 11.27% | 29.99% | 31.93% | 17.23% | 5.37% | -590 bps | |
| Share Growth (YoY) | 39.70% | 30.45% | 28.25% | 22.48% | 30.82% | 31.74% | 9.10% | -1.21% | -2,369 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.22% | 0.28% | 0.08% | 0.27% | 0.36% | 0.76% | 0.90% | 0.92% | +66 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.81% | 0.72% | 0.82% | 0.86% | 0.93% | 1.05% | 1.26% | 1.43% | +58 bps | |
| Capital | ||||||||||
| Risk-Based Capital | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Net Worth / Assets | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 62.07% | 63.92% | 61.03% | 62.15% | 61.67% | 64.01% | 65.58% | 66.28% | +414 bps | |
| Liquid Assets / Assets | 2.80% | 2.15% | 3.07% | 12.58% | 18.43% | 12.69% | 14.99% | 13.44% | +87 bps | |