Chicago, IL · Charter 60680
NCUA · 1 branch
Q2 2026
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 1.96% | 1.56% | 0.00% | 1.23% | 0.94% | 1.25% | -1.08% | -0.52% | -175 bps | |
| Return on Equity | 14.43% | 11.21% | 0.01% | 8.99% | 7.68% | 8.63% | -4.69% | -2.23% | -1,122 bps | |
| Net Interest Margin | 3.71% | 3.26% | 2.15% | 2.87% | 2.65% | 2.99% | 1.53% | 1.75% | -112 bps | |
| Efficiency Ratio | 48.92% | 53.83% | 99.95% | 57.72% | 65.07% | 58.78% | 169.70% | 129.22% | +7,149 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 7.90% | 9.56% | -0.04% | 0.18% | 12.70% | 3.37% | 79.96% | 79.67% | +7,949 bps | |
| Loan Growth (YoY) | -0.46% | -15.48% | -19.20% | -16.62% | -13.78% | -15.18% | 5.81% | -3.60% | +1,303 bps | |
| Share Growth (YoY) | 6.30% | 8.72% | -1.66% | -2.14% | 13.57% | 2.61% | 60.89% | 61.31% | +6,345 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 14.99% | 15.13% | 0.00% | 0.00% | 0.00% | 2.28% | 3.04% | 0.00% | 0 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 4.50% | 5.03% | 4.87% | 4.99% | 5.22% | 5.93% | 6.19% | 3.54% | -144 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 13.60% | 13.89% | 13.80% | 13.73% | 12.23% | 14.52% | 22.93% | 23.09% | +936 bps | |
| Net Worth / Assets | 13.60% | 13.89% | 13.80% | 13.73% | 12.23% | 14.52% | 22.93% | 23.09% | +936 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 57.66% | 51.47% | 52.89% | 52.25% | 43.77% | 42.55% | 34.78% | 31.22% | -2,102 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |