Arlington Heigh, IL · Charter 60648
NCUA · 1 branch
Q2 2026
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 1.36% | 0.86% | 0.46% | 0.65% | 0.65% | 0.34% | 0.58% | 0.72% | +7 bps | |
| Return on Equity | 9.04% | 6.27% | 3.47% | 4.81% | 4.96% | 2.68% | 4.50% | 5.49% | +68 bps | |
| Net Interest Margin | 2.45% | 2.07% | 2.18% | 2.30% | 2.28% | 2.22% | 2.55% | 2.63% | +34 bps | |
| Efficiency Ratio | 57.99% | 68.87% | 79.62% | 70.89% | 71.33% | 81.51% | 74.06% | 71.62% | +74 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 1.29% | 8.70% | 9.91% | 13.69% | 18.37% | 10.40% | 7.21% | 6.18% | -751 bps | |
| Loan Growth (YoY) | 5.79% | 0.85% | 2.04% | 1.52% | 2.36% | 4.45% | 4.52% | 6.04% | +452 bps | |
| Share Growth (YoY) | 1.65% | 10.48% | 11.70% | 14.06% | 20.22% | 10.67% | 7.14% | 5.60% | -846 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.03% | 0.02% | 0.15% | 0.05% | 0.05% | 0.06% | 0.07% | 0.02% | -3 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 15.08% | 13.72% | 13.37% | 13.43% | 13.01% | 12.77% | 12.84% | 13.03% | -39 bps | |
| Net Worth / Assets | 15.08% | 13.72% | 13.37% | 13.43% | 13.01% | 12.77% | 12.84% | 13.03% | -39 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 55.40% | 50.67% | 50.10% | 49.82% | 47.17% | 47.82% | 48.87% | 50.03% | +21 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |