A.A.E.C.
Arlington Heigh, IL · Charter 60648 · Peer group: credit unions under $1B in assets in the Chicago-Naperville-Elgin, IL-IN area (n=93-96)
NCUA · 1 branch
Q2 2026
$118.9MAssets
$51.2MLoans
$102.3MShares
$15.5MNet Worth
Executive Summary
- Strongest standing: efficiency ratio outperforms 79% of credit unions under $1B in assets in the Chicago-Naperville-Elgin, IL-IN area (rank 21 of 96).
- Widest gap: net interest margin trails 83% of credit unions under $1B in assets in the Chicago-Naperville-Elgin, IL-IN area (rank 80 of 96).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
0.72%
Rank 36 of 96
Net Interest Margin
2.63%
Rank 80 of 96
Efficiency Ratio
71.62%
Rank 21 of 96
Equity / Assets
13.03%
Rank 69 of 96
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.72% | -0.02% | 0.42% | 1.03% | Beats 63% | 36 / 96 | | |
| Return on Equity | 5.49% | -0.11% | 2.94% | 6.89% | Beats 64% | 34 / 95 | | |
| Net Interest Margin | 2.63% | 3.01% | 3.57% | 4.27% | Beats 17% | 80 / 96 | | |
| Efficiency Ratio | 71.62% | 73.45% | 82.91% | 96.61% | Beats 79% | 21 / 96 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.02% | 0.08% | 0.86% | 1.63% | Beats 78% | 21 / 93 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 13.03% | 11.79% | 15.23% | 18.93% | Beats 28% | 69 / 96 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 13.03% | 11.79% | 15.23% | 18.93% | Beats 28% | 69 / 96 | | |
| Liquidity & Funding |
| Loans / Deposits | 50.03% | 32.14% | 50.03% | 67.81% | 50th pctl | 48 / 96 | | |
| Loans / Assets | 43.07% | 23.12% | 42.50% | 56.24% | 52nd pctl | 46 / 96 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |