Coast Line
South Portland, ME · Charter 60646 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$89.2MAssets
$36.7MLoans
$68.3MShares
$17.0MNet Worth
Executive Summary
- Strongest standing: efficiency ratio outperforms 94% of credit unions under $1B in assets (rank 99 of 1682).
- Widest gap: net interest margin trails 89% of credit unions under $1B in assets (rank 1501 of 1683).
- Overall: at or above the peer median on 6 of 7 directional measures.
Return on Assets
1.48%
Rank 257 of 1,683
Net Interest Margin
2.90%
Rank 1,501 of 1,683
Efficiency Ratio
53.69%
Rank 99 of 1,682
Equity / Assets
19.06%
Rank 270 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.48% | 0.35% | 0.74% | 1.18% | Beats 85% | 257 / 1,683 | |
| Return on Equity | 7.75% | 2.67% | 5.89% | 8.74% | Beats 68% | 545 / 1,681 | |
| Net Interest Margin | 2.90% | 3.31% | 3.82% | 4.32% | Beats 11% | 1,501 / 1,683 | |
| Efficiency Ratio | 53.69% | 68.91% | 78.20% | 86.93% | Beats 94% | 99 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.22% | 0.26% | 0.65% | 1.29% | Beats 79% | 361 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 19.06% | 10.44% | 12.89% | 16.53% | Beats 84% | 270 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 19.06% | 10.44% | 12.89% | 16.53% | Beats 84% | 270 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 53.75% | 52.61% | 69.38% | 83.50% | 26th pctl | 1,240 / 1,683 | |
| Loans / Assets | 41.16% | 44.71% | 59.18% | 70.72% | 21st pctl | 1,333 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |