Financial Partners
Springfield, IL · Charter 60545 · Peer group: credit unions under $1B in assets in IL (n=50)
NCUA · 1 branch
Q2 2026
$12.7MAssets
$5.0MLoans
$11.8MShares
$906KNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 78% of credit unions under $1B in assets in IL (rank 11 of 50).
- Widest gap: equity / assets trails 100% of credit unions under $1B in assets in IL (rank 50 of 50).
- Overall: at or above the peer median on 1 of 7 directional measures.
Return on Assets
0.20%
Rank 46 of 50
Net Interest Margin
4.26%
Rank 11 of 50
Efficiency Ratio
93.15%
Rank 47 of 50
Equity / Assets
7.12%
Rank 50 of 50
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.20% | 0.49% | 0.97% | 1.35% | Beats 8% | 46 / 50 | |
| Return on Equity | 2.87% | 3.76% | 7.55% | 10.28% | Beats 20% | 40 / 50 | |
| Net Interest Margin | 4.26% | 3.15% | 3.72% | 4.20% | Beats 78% | 11 / 50 | |
| Efficiency Ratio | 93.15% | 67.18% | 75.90% | 80.66% | Beats 8% | 47 / 50 | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.83% | 0.14% | 0.47% | 0.87% | Beats 18% | 42 / 50 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 7.12% | 10.68% | 13.50% | 16.38% | Beats 0% | 50 / 50 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 7.12% | 10.68% | 13.50% | 16.38% | Beats 0% | 50 / 50 | |
| Liquidity & Funding |
| Loans / Deposits | 42.25% | 55.23% | 70.87% | 80.60% | 14th pctl | 43 / 50 | |
| Loans / Assets | 39.09% | 43.53% | 60.64% | 68.47% | 16th pctl | 42 / 50 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |