Apollo, PA · Cert 6051 · Apollo Bcorp Inc.
State charter, Fed member · FED · 6 branches
Q2 2026
Market Position · Pittsburgh, PA · 2026 SOD (annual) · 0.1% share · #32 of 48 inst. · $0.2B of $209.3B
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Tier 1 Leverage Ratio
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.87% | 1.51% | 0.92% | 0.99% | 1.13% | 1.05% | 1.10% | 1.20% | +21 bps | |
| Return on Equity | 8.88% | 15.29% | 9.24% | 9.91% | 11.26% | 10.30% | 10.64% | 11.44% | +154 bps | |
| Net Interest Margin | 3.61% | 3.66% | 3.71% | 3.81% | 3.94% | 3.91% | 4.03% | 4.22% | +40 bps | |
| Efficiency Ratio | 71.95% | 64.27% | 72.70% | 71.43% | 68.99% | 69.49% | 71.02% | 68.24% | -319 bps | |
| Non-Interest Burden | 2.37% | 1.77% | 2.49% | 2.52% | 2.49% | 2.53% | 2.67% | 2.66% | +13 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 2.58% | 1.63% | 3.08% | 2.88% | 4.00% | 2.89% | 2.63% | 1.28% | -159 bps | |
| Loan Growth (YoY) | 2.73% | 1.71% | 3.77% | 3.14% | 4.69% | 4.36% | 3.76% | 2.17% | -97 bps | |
| Deposit Growth (YoY) | -5.80% | -3.46% | -2.14% | -2.40% | -1.30% | -1.66% | 1.88% | 2.05% | +445 bps | |
| Asset Quality | ||||||||||
| Nonperforming Loans / Loans | 0.21% | 0.12% | 0.03% | 0.07% | 0.03% | 0.03% | 0.32% | 0.29% | +22 bps | |
| Net Charge-Offs / Loans | 0.01% | 0.05% | 0.01% | 0.02% | 0.00% | 0.00% | 0.00% | 0.01% | -1 bps | |
| Allowance / Loans | 0.76% | 0.81% | 0.82% | 0.82% | 0.82% | 0.83% | 0.81% | 0.82% | -1 bps | |
| Allowance Coverage of NPLs | 3.7x | 6.5x | 29.6x | 11.1x | 32.5x | 32.8x | 2.6x | 2.8x | -8.3x | |
| Capital | ||||||||||
| Tier 1 Leverage Ratio | 10.46% | 10.68% | 10.72% | 10.64% | 10.75% | 10.72% | 10.85% | 11.05% | +41 bps | |
| Total Risk-Based Capital | 17.95% | 18.41% | 18.08% | 18.11% | 18.19% | 18.63% | 18.69% | 19.16% | +105 bps | |
| Equity / Assets | 9.82% | 9.92% | 9.97% | 9.98% | 10.07% | 10.31% | 10.38% | 10.62% | +64 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Deposits | 115.87% | 121.61% | 122.41% | 122.29% | 122.91% | 129.06% | 124.68% | 122.43% | +14 bps | |
| Liquid Assets / Assets | 1.12% | 0.64% | 0.74% | 0.72% | 1.11% | 0.59% | 0.82% | 1.22% | +50 bps | |
| CRE / Total Capital | n/a | n/a | n/a | n/a | 146.04% | 141.39% | 145.84% | n/a | n/a | |