Amite, LA · Charter 60475
NCUA · 2 branches
Q2 2026
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.66% | 0.61% | 0.83% | 0.91% | 1.00% | 0.92% | 1.20% | 1.19% | +28 bps | |
| Return on Equity | 1.80% | 1.66% | 2.26% | 2.48% | 2.74% | 2.50% | 3.30% | 3.33% | +85 bps | |
| Net Interest Margin | 2.66% | 2.73% | 2.93% | 3.00% | 3.06% | 3.13% | 3.21% | 3.18% | +18 bps | |
| Efficiency Ratio | 70.11% | 73.68% | 70.38% | 66.90% | 64.41% | 67.70% | 62.35% | 60.40% | -649 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -1.48% | 0.44% | 1.19% | 2.76% | 3.94% | 3.49% | 4.59% | 5.55% | +279 bps | |
| Loan Growth (YoY) | -4.90% | -5.86% | -4.70% | -2.20% | 2.83% | 1.60% | -0.76% | -3.50% | -130 bps | |
| Share Growth (YoY) | -3.12% | -0.25% | 0.73% | 3.10% | 4.79% | 4.00% | 5.56% | 7.00% | +390 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 1.22% | 1.46% | 1.25% | 0.97% | 0.84% | 2.78% | 1.00% | 1.71% | +74 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 36.85% | 37.01% | 36.84% | 36.64% | 36.30% | 36.68% | 36.22% | 35.76% | -88 bps | |
| Net Worth / Assets | 36.85% | 37.01% | 36.84% | 36.64% | 36.30% | 36.68% | 36.22% | 35.76% | -88 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 85.54% | 84.32% | 83.14% | 83.75% | 83.93% | 82.38% | 78.16% | 75.53% | -822 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |