Associated Healthcare Woodbury, MN · Charter 60466 · Peer group: credit unions under $1B in assets in the Minneapolis-St. Paul-Bloomington, MN-WI area (n=25)
NCUA · 5 branches
Q2 2026
$175.8M Assets
$126.8M Loans
$154.4M Shares
$23.4M Net Worth
Executive Summary Strongest standing: efficiency ratio outperforms 80% of credit unions under $1B in assets in the Minneapolis-St. Paul-Bloomington, MN-WI area (rank 6 of 25). Widest gap: net interest margin trails 80% of credit unions under $1B in assets in the Minneapolis-St. Paul-Bloomington, MN-WI area (rank 20 of 25). Overall: at or above the peer median on 5 of 7 directional measures. Return on Assets
0.75%
Rank 8 of 25
Net Interest Margin
3.36%
Rank 20 of 25
Efficiency Ratio
75.37%
Rank 6 of 25
Equity / Assets
13.31%
Rank 9 of 25
Metric Your Credit Union Peer 25th Peer Median Peer 75th Standing Rank Peer Position Earnings Return on Assets 0.75% -0.29% 0.38% 0.84% Beats 68% 8 / 25 Return on Equity 5.67% -1.54% 3.43% 5.67% Beats 72% 7 / 25 Net Interest Margin 3.36% 3.36% 3.62% 4.13% Beats 20% 20 / 25 Efficiency Ratio 75.37% 75.76% 88.22% 93.38% Beats 80% 6 / 25 Asset Quality Nonperforming Loans / Loans 0.62% 0.29% 0.62% 1.02% Beats 48% 14 / 25 Net Charge-Offs / Loans n/a Not reported for this institution Capital Tier 1 Capital Ratio 13.31% 10.07% 11.51% 14.55% Beats 64% 9 / 25 Total Risk-Based Capital Ratio n/a Not reported for this institution Equity / Assets 13.31% 10.07% 11.51% 14.55% Beats 64% 9 / 25 Liquidity & Funding Loans / Deposits 82.16% 59.49% 71.17% 86.44% 64th pctl 9 / 25 Loans / Assets 72.12% 53.45% 61.94% 76.61% 60th pctl 10 / 25 Brokered Deposits / Deposits n/a Not reported for this institution
Source: NCUA 5300 Call Report, as filed. Dollar figures derived from reported amounts in thousands. Ratios computed by CallReports.ai using published regulatory formulas. Peer statistics computed across credit unions under $1B in assets in the Minneapolis-St. Paul-Bloomington, MN-WI area; percentile is the share of peers with a lower reported value. Each ratio is ranked only among the institutions that reported it, so the denominator in the Rank column varies by measure. Income-statement figures on this page are year-to-date as filed, annualized, because the peer percentiles are computed on that basis. Performance Trends defaults to the discrete quarter, so the same measure can read differently there in any quarter but the first, where year-to-date and the quarter cover the same period. Peer comparisons use ratios standardized identically across all institutions and can differ from as-filed figures. Subchapter S banks are restated to an after-tax equivalent at 21.50%, the median effective tax rate of the 2,758 C-corporation banks filing for this quarter. The rate is recomputed each quarter, and C-corporation figures are unchanged. Peer groups below the disclosure floor are suppressed.
CallReports · callreports.ai · Peer Comparison Generated 2026-10-11