Brainerd B. N.
Brainerd, MN · Charter 60436 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$127.8MAssets
$63.5MLoans
$113.5MShares
$13.7MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 81% of credit unions under $1B in assets (rank 313 of 1682).
- Widest gap: net interest margin trails 94% of credit unions under $1B in assets (rank 1579 of 1683).
- Overall: at or above the peer median on 1 of 7 directional measures.
Return on Assets
0.46%
Rank 1,178 of 1,683
Net Interest Margin
2.67%
Rank 1,579 of 1,683
Efficiency Ratio
85.08%
Rank 1,189 of 1,682
Equity / Assets
10.76%
Rank 1,205 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.46% | 0.35% | 0.74% | 1.18% | Beats 30% | 1,178 / 1,683 | | |
| Return on Equity | 4.25% | 2.67% | 5.89% | 8.74% | Beats 37% | 1,060 / 1,681 | | |
| Net Interest Margin | 2.67% | 3.31% | 3.82% | 4.32% | Beats 6% | 1,579 / 1,683 | | |
| Efficiency Ratio | 85.08% | 68.91% | 78.20% | 86.93% | Beats 29% | 1,189 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.17% | 0.26% | 0.65% | 1.29% | Beats 81% | 313 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 10.76% | 10.44% | 12.89% | 16.53% | Beats 28% | 1,205 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 10.76% | 10.44% | 12.89% | 16.53% | Beats 28% | 1,205 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 55.95% | 52.61% | 69.38% | 83.50% | 29th pctl | 1,189 / 1,683 | | |
| Loans / Assets | 49.67% | 44.71% | 59.18% | 70.72% | 33rd pctl | 1,131 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |