Century
Saint Louis, MO · Charter 60435 · Peer group: credit unions under $1B in assets in the St. Louis, MO-IL area (n=26-27)
NCUA · 2 branches
Q2 2026
$182.0MAssets
$112.2MLoans
$149.2MShares
$31.9MNet Worth
Executive Summary
- Strongest standing: efficiency ratio outperforms 89% of credit unions under $1B in assets in the St. Louis, MO-IL area (rank 4 of 27).
- Widest gap: net interest margin trails 67% of credit unions under $1B in assets in the St. Louis, MO-IL area (rank 18 of 27).
- Overall: at or above the peer median on 6 of 7 directional measures.
Return on Assets
1.03%
Rank 4 of 27
Net Interest Margin
3.26%
Rank 18 of 27
Efficiency Ratio
69.48%
Rank 4 of 27
Equity / Assets
17.55%
Rank 5 of 27
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.03% | 0.25% | 0.67% | 0.86% | Beats 85% | 4 / 27 | |
| Return on Equity | 5.85% | 2.16% | 5.85% | 7.25% | Beats 50% | 13 / 26 | |
| Net Interest Margin | 3.26% | 3.01% | 3.75% | 4.07% | Beats 33% | 18 / 27 | |
| Efficiency Ratio | 69.48% | 71.97% | 77.45% | 89.37% | Beats 89% | 4 / 27 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.38% | 0.24% | 0.77% | 1.40% | Beats 70% | 9 / 27 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 17.55% | 9.38% | 10.56% | 15.42% | Beats 81% | 5 / 27 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 17.55% | 9.38% | 10.56% | 15.42% | Beats 81% | 5 / 27 | |
| Liquidity & Funding |
| Loans / Deposits | 75.21% | 56.38% | 74.82% | 87.76% | 52nd pctl | 13 / 27 | |
| Loans / Assets | 61.65% | 50.27% | 64.80% | 77.37% | 41st pctl | 16 / 27 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |