Franklin Park, IL · Charter 60419
NCUA · 1 branch
Q1 2021
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q2 2019 | Q3 2019 | Q4 2019 | Q1 2020 | Q2 2020 | Q3 2020 | Q4 2020 | Q1 2021 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.71% | 0.69% | 0.67% | 0.34% | 0.15% | 0.13% | 0.08% | -0.16% | -49 bps | |
| Return on Equity | 7.53% | 7.07% | 6.85% | 3.48% | 1.67% | 1.43% | 0.87% | -1.90% | -538 bps | |
| Net Interest Margin | 2.62% | 2.67% | 2.59% | 2.33% | 2.01% | 1.94% | 1.80% | 1.51% | -81 bps | |
| Efficiency Ratio | 77.13% | 76.19% | 76.97% | 87.81% | 93.37% | 94.05% | 96.22% | 107.19% | +1,937 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -0.41% | -0.79% | 0.64% | 2.10% | 8.85% | 11.05% | 13.79% | 15.51% | +1,341 bps | |
| Loan Growth (YoY) | 1.22% | 1.03% | 1.33% | -0.08% | -5.54% | -10.48% | -12.67% | -15.41% | -1,533 bps | |
| Share Growth (YoY) | -1.53% | -1.95% | -0.29% | 1.45% | 9.15% | 11.80% | 15.13% | 17.30% | +1,584 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.15% | 0.21% | 0.12% | 0.19% | 0.49% | 0.49% | 0.41% | 0.24% | +5 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.99% | 1.07% | 0.92% | 0.95% | 1.01% | 1.01% | 0.92% | 0.85% | -10 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 9.38% | 9.75% | 9.73% | 9.67% | 8.98% | 9.02% | 8.62% | 8.34% | -134 bps | |
| Net Worth / Assets | 9.38% | 9.75% | 9.73% | 9.67% | 8.98% | 9.02% | 8.62% | 8.34% | -134 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 31.64% | 32.54% | 32.30% | 31.03% | 27.38% | 26.06% | 24.50% | 22.38% | -865 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |