American Pride
Altoona, PA · Charter 60389 · Peer group: credit unions under $1B in assets in PA (n=72)
NCUA · 1 branch
Q2 2026
$22.5MAssets
$6.4MLoans
$19.5MShares
$2.9MNet Worth
Executive Summary
- Strongest standing: return on equity outperforms 89% of credit unions under $1B in assets in PA (rank 8 of 72).
- Widest gap: nonperforming loans / loans trails 88% of credit unions under $1B in assets in PA (rank 64 of 72).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
1.53%
Rank 15 of 72
Net Interest Margin
4.12%
Rank 16 of 72
Efficiency Ratio
65.94%
Rank 22 of 72
Equity / Assets
12.81%
Rank 38 of 72
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.53% | 0.59% | 1.06% | 1.40% | Beats 79% | 15 / 72 | | |
| Return on Equity | 11.98% | 5.27% | 7.11% | 9.91% | Beats 89% | 8 / 72 | | |
| Net Interest Margin | 4.12% | 3.09% | 3.57% | 4.10% | Beats 78% | 16 / 72 | | |
| Efficiency Ratio | 65.94% | 64.37% | 73.67% | 81.63% | Beats 71% | 22 / 72 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.91% | 0.20% | 0.58% | 1.09% | Beats 12% | 64 / 72 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 12.81% | 10.74% | 12.96% | 16.84% | Beats 47% | 38 / 72 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 12.81% | 10.74% | 12.96% | 16.84% | Beats 47% | 38 / 72 | | |
| Liquidity & Funding |
| Loans / Deposits | 32.96% | 34.39% | 52.54% | 65.98% | 19th pctl | 58 / 72 | | |
| Loans / Assets | 28.51% | 30.23% | 45.37% | 57.67% | 21st pctl | 57 / 72 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |