Redbrand
Bartonville, IL · Charter 60346 · Peer group: credit unions under $1B in assets in IL (n=51)
NCUA · 2 branches
Q1 2026
$76.3MAssets
$37.9MLoans
$67.0MShares
$9.3MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 71% of credit unions under $1B in assets in IL (rank 16 of 51).
- Widest gap: efficiency ratio trails 63% of credit unions under $1B in assets in IL (rank 33 of 51).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
0.96%
Rank 26 of 51
Net Interest Margin
3.78%
Rank 25 of 51
Efficiency Ratio
80.89%
Rank 33 of 51
Equity / Assets
12.24%
Rank 29 of 51
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.96% | 0.35% | 0.96% | 1.17% | Beats 49% | 26 / 51 | |
| Return on Equity | 7.88% | 2.44% | 6.73% | 9.25% | Beats 57% | 22 / 51 | |
| Net Interest Margin | 3.78% | 3.12% | 3.73% | 4.14% | Beats 51% | 25 / 51 | |
| Efficiency Ratio | 80.89% | 66.18% | 77.22% | 83.96% | Beats 37% | 33 / 51 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.19% | 0.09% | 0.46% | 1.13% | Beats 71% | 16 / 51 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 12.24% | 10.96% | 12.67% | 15.75% | Beats 43% | 29 / 51 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 12.24% | 10.96% | 12.68% | 15.75% | Beats 43% | 29 / 51 | |
| Liquidity & Funding |
| Loans / Deposits | 56.59% | 53.63% | 69.66% | 78.06% | 29th pctl | 36 / 51 | |
| Loans / Assets | 49.68% | 44.57% | 58.97% | 66.89% | 31st pctl | 35 / 51 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |