Johnsonville TVA Employees
Camden, TN · Charter 60345 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 4 branches
Q2 2026
$180.7MAssets
$89.0MLoans
$149.7MShares
$29.6MNet Worth
Executive Summary
- Strongest standing: efficiency ratio outperforms 95% of credit unions under $1B in assets (rank 85 of 1682).
- Widest gap: net interest margin trails 60% of credit unions under $1B in assets (rank 1007 of 1683).
- Overall: at or above the peer median on 5 of 7 directional measures.
Return on Assets
1.80%
Rank 130 of 1,683
Net Interest Margin
3.63%
Rank 1,007 of 1,683
Efficiency Ratio
52.65%
Rank 85 of 1,682
Equity / Assets
16.39%
Rank 430 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.80% | 0.35% | 0.74% | 1.18% | Beats 92% | 130 / 1,683 | |
| Return on Equity | 11.00% | 2.67% | 5.89% | 8.74% | Beats 88% | 205 / 1,681 | |
| Net Interest Margin | 3.63% | 3.31% | 3.82% | 4.32% | Beats 40% | 1,007 / 1,683 | |
| Efficiency Ratio | 52.65% | 68.91% | 78.20% | 86.93% | Beats 95% | 85 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.73% | 0.26% | 0.65% | 1.29% | Beats 47% | 898 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 16.39% | 10.44% | 12.89% | 16.53% | Beats 74% | 430 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 16.39% | 10.44% | 12.89% | 16.53% | Beats 74% | 430 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 59.43% | 52.61% | 69.38% | 83.50% | 34th pctl | 1,113 / 1,683 | |
| Loans / Assets | 49.24% | 44.71% | 59.18% | 70.72% | 32nd pctl | 1,141 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |