Warminster, PA · Charter 60275
NCUA · 5 branches
Q2 2026
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 1.34% | 1.29% | 0.99% | 0.99% | 1.02% | 0.99% | 0.94% | 0.96% | -2 bps | |
| Return on Equity | 10.34% | 9.99% | 7.68% | 7.61% | 7.64% | 7.50% | 7.10% | 7.19% | -42 bps | |
| Net Interest Margin | 2.54% | 2.46% | 2.40% | 2.41% | 2.48% | 2.46% | 2.51% | 2.51% | +10 bps | |
| Efficiency Ratio | 52.76% | 53.43% | 58.95% | 59.85% | 59.04% | 60.03% | 59.71% | 59.63% | -22 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 10.45% | 12.44% | 12.70% | 11.25% | 5.60% | 5.55% | 4.57% | 4.44% | -681 bps | |
| Loan Growth (YoY) | -2.46% | 0.57% | 1.95% | 1.20% | 0.86% | 1.39% | 1.11% | 1.08% | -12 bps | |
| Share Growth (YoY) | 9.87% | 12.63% | 12.92% | 11.33% | 5.27% | 5.12% | 4.32% | 4.46% | -687 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 1.05% | 0.83% | 0.74% | 0.78% | 0.77% | 0.84% | 0.79% | 0.81% | +4 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 12.94% | 12.91% | 12.83% | 12.94% | 13.32% | 13.22% | 13.24% | 13.37% | +43 bps | |
| Net Worth / Assets | 12.94% | 12.91% | 12.83% | 12.94% | 13.32% | 13.22% | 13.24% | 13.37% | +43 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 65.34% | 63.95% | 61.87% | 61.92% | 62.61% | 61.68% | 59.97% | 59.92% | -201 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |