Greenstate
North Liberty, IA · Charter 60269 · Peer group: credit unions any (n=25)
NCUA · 34 branches
Q2 2026
$10.9BAssets
$9.4BLoans
$8.7BShares
$988.0MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 40% of credit unions any (rank 16 of 25).
- Widest gap: net interest margin trails 96% of credit unions any (rank 24 of 25).
- Overall: at or above the peer median on 0 of 7 directional measures.
Return on Assets
0.54%
Rank 19 of 25
Net Interest Margin
2.41%
Rank 24 of 25
Efficiency Ratio
75.00%
Rank 21 of 25
Equity / Assets
9.03%
Rank 22 of 25
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.54% | 0.54% | 0.87% | 1.36% | Beats 24% | 19 / 25 | |
| Return on Equity | 5.97% | 5.49% | 9.20% | 10.99% | Beats 28% | 18 / 25 | |
| Net Interest Margin | 2.41% | 2.86% | 3.13% | 3.50% | Beats 4% | 24 / 25 | |
| Efficiency Ratio | 75.00% | 54.62% | 61.07% | 70.28% | Beats 20% | 21 / 25 | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.24% | 0.64% | 0.92% | 1.30% | Beats 40% | 16 / 25 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 9.03% | 9.55% | 10.72% | 11.84% | Beats 12% | 22 / 25 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 9.03% | 9.55% | 10.72% | 11.84% | Beats 12% | 22 / 25 | |
| Liquidity & Funding |
| Loans / Deposits | 107.73% | 81.23% | 88.75% | 93.33% | 96th pctl | 1 / 25 | |
| Loans / Assets | 85.74% | 68.82% | 78.26% | 79.51% | 92nd pctl | 2 / 25 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |