Graphic Arts
Shreveport, LA · Charter 60261 · Peer group: credit unions under $1B in assets in LA (n=59)
NCUA · 2 branches
Q4 2025
$966KAssets
$778KLoans
$707KShares
$256KNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 98% of credit unions under $1B in assets in LA (rank 1 of 59).
- Widest gap: return on assets trails 98% of credit unions under $1B in assets in LA (rank 58 of 59).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
-5.80%
Rank 58 of 59
Net Interest Margin
7.25%
Rank 1 of 59
Efficiency Ratio
114.81%
Rank 57 of 59
Equity / Assets
26.50%
Rank 10 of 59
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | -5.80% | 0.10% | 0.48% | 0.95% | Beats 2% | 58 / 59 | |
| Return on Equity | -21.88% | 0.67% | 3.16% | 5.67% | Beats 5% | 56 / 59 | |
| Net Interest Margin | 7.25% | 3.27% | 4.02% | 4.58% | Beats 98% | 1 / 59 | |
| Efficiency Ratio | 114.81% | 74.17% | 81.48% | 90.69% | Beats 5% | 57 / 59 | |
| Asset Quality |
| Nonperforming Loans / Loans | 6.56% | 0.41% | 1.30% | 2.20% | Beats 5% | 57 / 59 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 26.56% | 11.67% | 15.11% | 23.29% | Beats 83% | 10 / 59 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 26.50% | 11.67% | 15.11% | 23.29% | Beats 83% | 10 / 59 | |
| Liquidity & Funding |
| Loans / Deposits | 109.91% | 54.84% | 72.42% | 82.68% | 97th pctl | 2 / 59 | |
| Loans / Assets | 80.54% | 48.87% | 59.81% | 70.07% | 93rd pctl | 4 / 59 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |