Manchester, CT · Charter 60247
NCUA · 1 branch
Q2 2026
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 1.60% | 3.35% | 0.26% | 1.02% | 0.91% | 0.89% | 1.07% | 1.27% | +25 bps | |
| Return on Equity | 15.54% | 31.70% | 2.59% | 9.62% | 8.23% | 7.99% | 9.60% | 10.90% | +128 bps | |
| Net Interest Margin | 5.16% | 5.28% | 5.18% | 5.38% | 5.56% | 5.55% | 5.35% | 5.29% | -9 bps | |
| Efficiency Ratio | 71.31% | 45.33% | 74.47% | 72.74% | 74.65% | 76.48% | 77.27% | 75.86% | +312 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 3.45% | 6.44% | 6.77% | 4.24% | 2.94% | 3.25% | -0.17% | -0.29% | -453 bps | |
| Loan Growth (YoY) | 10.13% | -1.13% | -6.29% | -7.97% | -10.42% | -7.75% | -6.97% | -9.77% | -181 bps | |
| Share Growth (YoY) | 1.92% | 5.28% | 5.71% | 2.82% | 1.67% | 2.86% | -1.74% | -2.02% | -484 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 2.64% | 1.57% | 1.14% | 1.36% | 1.06% | 2.13% | 0.45% | 0.89% | -47 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 10.33% | 10.56% | 10.04% | 10.60% | 11.00% | 11.12% | 11.13% | 11.63% | +103 bps | |
| Net Worth / Assets | 10.33% | 10.56% | 10.04% | 10.60% | 11.00% | 11.12% | 11.13% | 11.63% | +103 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 85.96% | 82.77% | 74.31% | 75.46% | 75.74% | 74.24% | 70.36% | 69.49% | -597 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |