PackageTrendsPeer
Letter portraitLegal landscape

Plainfield Employees

Plainfield, CT · Charter 60243

Q4 1999

Board Package

Performance Trends and Peer Comparison

Part 1Performance Trends, own institution only2
Part 2Peer Comparison, not published for this institution and quartern/a

Basis

Quarter: Q4 1999, the quarter ended December 31, 1999, on both parts.

Income statement: year to date as filed, annualized, on both parts.

Balance sheet: as filed at quarter end.

Peer group

No peer standings are published for this institution and quarter.

Peer groups below the disclosure floor are suppressed.

Source: NCUA 5300 Call Report, as filed. Dollar figures derived from reported amounts in thousands. Ratios computed by CallReports.ai using published regulatory formulas.

CallReports · callreports.ai · Board PackageGenerated 2026-10-11

Plainfield Employees

Plainfield, CT · Charter 60243

Q4 1999

$1.9MAssets
$934KLoans
$1.8MShares
n/aNet Worth

Executive Summary

  • Earnings: ROA of -0.08%, down 265 bps year over year; NIM at 5.00%.
  • Asset quality: problem loans at 1.59% of loans (+87 bps YoY).
  • Funding: loans stand at 53.23% of shares as of Q4 1999.

Return on Assets (YTD, annualized)

-0.08%-265 bps YoY

Net Interest Margin (YTD, annualized)

5.00%
n/a

Efficiency Ratio (YTD, annualized)

104.63%
n/a

Net Worth / Assets

n/a
n/a

Year to date, annualized, through each quarter.

MetricQ2 1996Q4 1996Q2 1997Q4 1997Q2 1998Q4 1998Q2 1999Q4 1999YoY ΔTrend
Earnings
Return on Assets2.52%2.65%2.29%2.57%2.82%2.80%2.27%-0.08%-265 bps
Return on Equityn/an/an/an/an/an/an/an/an/an/a
Net Interest Marginn/an/an/an/an/an/an/a5.00%n/an/a
Efficiency Ration/an/an/an/an/an/an/a104.63%n/an/a
Growth
Asset Growth (YoY)-5.51%-1.97%3.36%1.82%6.39%7.72%-1.32%-5.27%-709 bps
Loan Growth (YoY)-4.43%-9.73%-10.03%-12.77%-9.68%-18.02%-24.41%-16.58%-381 bps
Share Growth (YoY)-5.80%-2.20%3.55%1.95%6.57%7.75%-1.78%-5.94%-789 bps
Asset Quality
Delinquent Loans / Loans3.85%2.49%1.74%0.71%0.10%0.26%0.33%1.59%+87 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance / Loans3.77%3.42%3.58%3.24%3.53%3.87%4.13%3.58%+34 bps
Capital
Risk-Based Capitaln/an/an/an/an/an/an/an/an/an/a
Net Worth / Assetsn/an/an/an/an/an/an/an/an/an/a
Liquidity & Funding
Loans / Shares61.18%64.23%58.65%60.02%51.84%48.86%45.14%53.23%-679 bps
Liquid Assets / Assets38.48%36.84%40.88%41.24%49.41%52.30%54.12%48.81%+757 bps