Kankakee Federation of Teachers
Kankakee, IL · Charter 60198 · Peer group: credit unions under $1B in assets in IL (n=50)
NCUA · 1 branch
Q2 2026
$10.6MAssets
$7.4MLoans
$9.2MShares
$1.3MNet Worth
Executive Summary
- Strongest standing: efficiency ratio outperforms 92% of credit unions under $1B in assets in IL (rank 5 of 50).
- Widest gap: nonperforming loans / loans trails 94% of credit unions under $1B in assets in IL (rank 48 of 50).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
1.44%
Rank 10 of 50
Net Interest Margin
3.20%
Rank 35 of 50
Efficiency Ratio
57.30%
Rank 5 of 50
Equity / Assets
12.56%
Rank 29 of 50
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.44% | 0.49% | 0.97% | 1.35% | Beats 80% | 10 / 50 | |
| Return on Equity | 11.46% | 3.76% | 7.55% | 10.28% | Beats 88% | 6 / 50 | |
| Net Interest Margin | 3.20% | 3.15% | 3.72% | 4.20% | Beats 30% | 35 / 50 | |
| Efficiency Ratio | 57.30% | 67.18% | 75.90% | 80.66% | Beats 92% | 5 / 50 | |
| Asset Quality |
| Nonperforming Loans / Loans | 4.03% | 0.14% | 0.47% | 0.87% | Beats 6% | 48 / 50 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 12.56% | 10.68% | 13.50% | 16.38% | Beats 42% | 29 / 50 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 12.56% | 10.68% | 13.50% | 16.38% | Beats 42% | 29 / 50 | |
| Liquidity & Funding |
| Loans / Deposits | 80.60% | 55.23% | 70.87% | 80.60% | 74th pctl | 13 / 50 | |
| Loans / Assets | 70.25% | 43.53% | 60.64% | 68.47% | 80th pctl | 10 / 50 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |