PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Peoria Fire Fighters

Peoria, IL · Charter 60190

NCUA · 1 branch

Q2 2026

$4.6MAssets
$3.6MLoans
$3.3MShares
$1.3MNet Worth

Executive Summary

  • Earnings: ROA of 1.35%, up 10 bps year over year; NIM at 3.17%.
  • Asset quality: problem loans at 0.00% of loans (0 bps YoY).
  • Capital: net worth / assets of 28.23%, up 160 bps from a year ago.
  • Funding: loans stand at 110.17% of shares as of Q2 2026.

Return on Assets (quarter, annualized)

1.35%+10 bps YoY

Net Interest Margin (quarter, annualized)

3.17%+18 bps YoY

Efficiency Ratio (quarter, annualized)

57.67%-148 bps YoY

Net Worth / Assets

28.23%+160 bps YoY

Discrete quarter, annualized.

MetricQ3 2024Q4 2024Q1 2025Q2 2025Q3 2025Q4 2025Q1 2026Q2 2026YoY ΔTrend
Earnings
Return on Assets1.21%0.85%0.89%1.24%0.20%1.39%1.44%1.35%+10 bps
Return on Equity4.33%3.40%3.34%4.66%0.73%4.78%5.12%4.76%+11 bps
Net Interest Margin3.10%2.66%2.82%2.99%2.99%3.29%3.34%3.17%+18 bps
Efficiency Ratio62.59%68.64%68.91%59.14%61.57%58.31%57.03%57.67%-148 bps
Growth
Asset Growth (YoY)-5.66%0.00%-0.56%4.60%7.14%-1.35%-1.15%-1.81%-641 bps
Loan Growth (YoY)-11.54%0.00%-11.83%-12.08%-4.66%-14.37%4.91%11.74%+2,382 bps
Share Growth (YoY)-9.01%5.56%3.16%4.51%8.62%-4.80%-3.19%-3.95%-846 bps
Asset Quality
Delinquent Loans / Loans0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance / Loans0.59%0.54%0.64%0.67%0.66%0.68%0.65%0.63%-5 bps
Capital
Risk-Based Capital27.90%25.15%26.53%26.63%26.90%28.97%28.04%28.23%+160 bps
Net Worth / Assets27.90%25.15%26.53%26.63%26.90%28.97%28.04%28.23%+160 bps
Liquidity & Funding
Loans / Shares113.94%112.04%98.87%94.70%100.01%100.77%107.14%110.17%+1,547 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps