Moline, IL · Charter 60186
NCUA · 2 branches
Q2 2026
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 1.19% | 1.22% | 1.23% | 1.31% | 1.10% | 0.88% | 0.28% | 0.38% | -93 bps | |
| Return on Equity | 7.56% | 7.61% | 8.31% | 8.98% | 7.78% | 6.49% | 2.08% | 2.74% | -625 bps | |
| Net Interest Margin | 3.68% | 3.68% | 3.28% | 3.25% | 3.15% | 3.00% | 2.98% | 3.15% | -10 bps | |
| Efficiency Ratio | 63.74% | 64.63% | 69.03% | 66.59% | 70.87% | 75.09% | 75.78% | 78.78% | +1,219 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 7.87% | 5.78% | 14.72% | 17.85% | 21.08% | 26.64% | 14.93% | 8.86% | -899 bps | |
| Loan Growth (YoY) | 1.83% | 1.27% | 4.21% | 3.54% | 2.53% | 0.24% | -3.43% | -2.59% | -614 bps | |
| Share Growth (YoY) | 7.98% | 5.59% | 16.33% | 19.96% | 23.47% | 30.45% | 16.60% | 9.72% | -1,024 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 1.21% | 1.26% | 1.40% | 1.46% | 1.20% | 1.54% | 1.32% | 0.99% | -47 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 15.78% | 16.02% | 14.84% | 14.56% | 14.13% | 13.53% | 13.60% | 13.85% | -71 bps | |
| Net Worth / Assets | 15.78% | 16.02% | 14.84% | 14.56% | 14.13% | 13.53% | 13.60% | 13.85% | -71 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 91.67% | 91.30% | 83.27% | 79.54% | 76.12% | 70.16% | 68.97% | 70.62% | -892 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |