Highway Crossroads
Sikeston, MO · Charter 60167 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$24.4MAssets
$15.9MLoans
$20.4MShares
$3.6MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 68% of credit unions under $1B in assets (rank 542 of 1683).
- Widest gap: return on assets trails 98% of credit unions under $1B in assets (rank 1643 of 1683).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
-1.84%
Rank 1,643 of 1,683
Net Interest Margin
4.16%
Rank 542 of 1,683
Efficiency Ratio
78.85%
Rank 874 of 1,682
Equity / Assets
14.60%
Rank 591 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | -1.84% | 0.35% | 0.74% | 1.18% | Beats 2% | 1,643 / 1,683 | |
| Return on Equity | -12.63% | 2.67% | 5.89% | 8.74% | Beats 3% | 1,632 / 1,681 | |
| Net Interest Margin | 4.16% | 3.31% | 3.82% | 4.32% | Beats 68% | 542 / 1,683 | |
| Efficiency Ratio | 78.85% | 68.91% | 78.20% | 86.93% | Beats 48% | 874 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 4.65% | 0.26% | 0.65% | 1.29% | Beats 4% | 1,622 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 14.60% | 10.44% | 12.89% | 16.53% | Beats 65% | 591 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 14.60% | 10.44% | 12.89% | 16.53% | Beats 65% | 591 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 77.73% | 52.61% | 69.38% | 83.50% | 65th pctl | 585 / 1,683 | |
| Loans / Assets | 65.15% | 44.71% | 59.18% | 70.72% | 63rd pctl | 627 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |