Alhambra
Phoenix, AZ · Charter 60165 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 2 branches
Q2 2026
$33.8MAssets
$21.9MLoans
$30.6MShares
$3.1MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 93% of credit unions under $1B in assets (rank 123 of 1683).
- Widest gap: efficiency ratio trails 90% of credit unions under $1B in assets (rank 1515 of 1682).
- Overall: at or above the peer median on 1 of 7 directional measures.
Return on Assets
0.13%
Rank 1,426 of 1,683
Net Interest Margin
5.11%
Rank 123 of 1,683
Efficiency Ratio
95.44%
Rank 1,515 of 1,682
Equity / Assets
9.20%
Rank 1,483 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.13% | 0.35% | 0.74% | 1.18% | Beats 15% | 1,426 / 1,683 | | |
| Return on Equity | 1.41% | 2.67% | 5.89% | 8.74% | Beats 17% | 1,393 / 1,681 | | |
| Net Interest Margin | 5.11% | 3.31% | 3.82% | 4.32% | Beats 93% | 123 / 1,683 | | |
| Efficiency Ratio | 95.44% | 68.91% | 78.20% | 86.93% | Beats 10% | 1,515 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.85% | 0.26% | 0.65% | 1.29% | Beats 41% | 996 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 9.20% | 10.44% | 12.89% | 16.53% | Beats 12% | 1,483 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 9.20% | 10.44% | 12.89% | 16.53% | Beats 12% | 1,483 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 71.63% | 52.61% | 69.38% | 83.50% | 54th pctl | 770 / 1,683 | | |
| Loans / Assets | 64.73% | 44.71% | 59.18% | 70.72% | 62nd pctl | 637 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |