Lancaster Red Rose
Leola, PA · Charter 60113 · Peer group: credit unions under $1B in assets in PA (n=72)
NCUA · 4 branches
Q2 2026
$54.8MAssets
$24.0MLoans
$46.5MShares
$8.2MNet Worth
Executive Summary
- Strongest standing: return on assets outperforms 89% of credit unions under $1B in assets in PA (rank 8 of 72).
- Widest gap: nonperforming loans / loans trails 51% of credit unions under $1B in assets in PA (rank 38 of 72).
- Overall: at or above the peer median on 6 of 7 directional measures.
Return on Assets
1.71%
Rank 8 of 72
Net Interest Margin
4.10%
Rank 18 of 72
Efficiency Ratio
66.69%
Rank 24 of 72
Equity / Assets
14.90%
Rank 26 of 72
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.71% | 0.59% | 1.06% | 1.40% | Beats 89% | 8 / 72 | | |
| Return on Equity | 11.46% | 5.27% | 7.11% | 9.91% | Beats 85% | 11 / 72 | | |
| Net Interest Margin | 4.10% | 3.09% | 3.57% | 4.10% | Beats 75% | 18 / 72 | | |
| Efficiency Ratio | 66.69% | 64.37% | 73.67% | 81.63% | Beats 68% | 24 / 72 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.61% | 0.20% | 0.58% | 1.09% | Beats 49% | 38 / 72 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 14.90% | 10.74% | 12.96% | 16.84% | Beats 64% | 26 / 72 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 14.90% | 10.74% | 12.96% | 16.84% | Beats 64% | 26 / 72 | | |
| Liquidity & Funding |
| Loans / Deposits | 51.62% | 34.39% | 52.54% | 65.98% | 44th pctl | 40 / 72 | | |
| Loans / Assets | 43.83% | 30.23% | 45.37% | 57.67% | 47th pctl | 38 / 72 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |