Hartford, CT · Charter 60092
Q2 1999
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q4 1995 | Q2 1996 | Q4 1996 | Q2 1997 | Q4 1997 | Q2 1998 | Q4 1998 | Q2 1999 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 2.07% | 1.78% | 1.39% | 1.07% | 1.12% | 1.35% | 1.67% | 2.61% | +154 bps | |
| Return on Equity | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Net Interest Margin | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Efficiency Ratio | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Growth | ||||||||||
| Asset Growth (YoY) | n/a | -40.11% | -27.99% | 11.72% | 1.84% | 40.55% | 38.62% | 15.28% | +356 bps | |
| Loan Growth (YoY) | n/a | -39.38% | -7.29% | 3.43% | 8.55% | 47.19% | -2.25% | 12.39% | +896 bps | |
| Share Growth (YoY) | n/a | -46.25% | -33.43% | 16.73% | 3.60% | 56.92% | 50.55% | 18.41% | +168 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 6.08% | 0.00% | 0.00% | 14.02% | 21.11% | 17.31% | 5.58% | 0.56% | -1,346 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 22.63% | 18.15% | 12.72% | 13.33% | 14.75% | 12.33% | 8.94% | 8.15% | -518 bps | |
| Capital | ||||||||||
| Risk-Based Capital | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Net Worth / Assets | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 44.26% | 55.48% | 68.35% | 55.96% | 46.38% | 52.04% | 44.38% | 53.11% | -285 bps | |
| Liquid Assets / Assets | 39.62% | 52.52% | 36.35% | 32.86% | 31.76% | 58.82% | 65.49% | 59.42% | +2,657 bps | |