Seattle Postal Employees
Shoreline, WA · Charter 60079 · Peer group: credit unions under $1B in assets in the Seattle-Tacoma-Bellevue, WA area (n=23)
NCUA · 5 branches
Q3 2025
$191.0MAssets
$110.5MLoans
$163.4MShares
$22.0MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 39% of credit unions under $1B in assets in the Seattle-Tacoma-Bellevue, WA area (rank 14 of 23).
- Widest gap: efficiency ratio trails 91% of credit unions under $1B in assets in the Seattle-Tacoma-Bellevue, WA area (rank 22 of 23).
- Overall: at or above the peer median on 0 of 7 directional measures.
Return on Assets
0.00%
Rank 18 of 23
Net Interest Margin
3.51%
Rank 14 of 23
Efficiency Ratio
96.09%
Rank 22 of 23
Equity / Assets
11.51%
Rank 16 of 23
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.00% | 0.00% | 0.55% | 1.19% | Beats 22% | 18 / 23 | | |
| Return on Equity | 0.00% | 0.00% | 4.19% | 8.62% | Beats 22% | 18 / 23 | | |
| Net Interest Margin | 3.51% | 3.22% | 3.69% | 4.17% | Beats 39% | 14 / 23 | | |
| Efficiency Ratio | 96.09% | 67.39% | 76.20% | 86.21% | Beats 9% | 22 / 23 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.17% | 0.39% | 0.97% | 1.48% | Beats 39% | 15 / 23 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 11.51% | 9.80% | 13.00% | 14.10% | Beats 30% | 16 / 23 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 11.51% | 9.80% | 12.99% | 14.10% | Beats 30% | 16 / 23 | | |
| Liquidity & Funding |
| Loans / Deposits | 67.60% | 60.82% | 67.60% | 86.40% | 48th pctl | 12 / 23 | | |
| Loans / Assets | 57.86% | 51.65% | 58.96% | 75.58% | 43rd pctl | 13 / 23 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |